Things to consider before converting your loft:

Before you start drawing up your plans, there are a few things to consider about loft conversions.

Do you have enough space?

You may already have an idea of what you’d like to turn your loft into, but it’s important to double check that your space is large enough to execute your vision.

For example, if you’re planning on upgrading your master bedroom to the loft, make sure you have enough headroom to move around comfortably.

What’s your budget?

Converting your loft is an exciting project with endless possibilities; but like any major home renovation project, they can end up being expensive.

Make sure you outline a budget prior to starting work to ensure you've understood all the costs involved. It's possible that additional costs will be added as the project unfolds, but having an idea of what you’re already spending is key.

Choosing the right contractors

Loft conversions are a massive investment both in time and money, so it's imperative that you choose the right contractors to save you from negligence or surprise costs down the line.

It's good practice to gather multiple quotes from various contractors before settling on one to ensure you’re getting the best deal possible.

All CPA registered tradespeople have access to an insurance backed guarantee and in some cases, a deposit protection scheme. We always recommend you pay any upfront fees on your credit card too, to ensure you’re fully protected under the Consumer Credit Act 1974 section 75.

Insurance

Prior to starting work on your loft conversion, make sure that you and your belongings are covered. Many standard home insurance policies might not cover conversions or renovations depending on the work being done.

For example, if you anticipate being offsite for longer than four weeks whilst the work is being carried out, you might invalidate your current home insurance in the instance of theft.

The process of converting your loft

The average cost of a loft conversion in the UK ranges between £20,000 and £50,000, depending on the size of the loft and the requirements involved with the conversion. Most conversion costs are calculated based on factors such as the square meterage of the space, complexity of the project and location of the property.

The process can typically be divided into three stages, and the conversion will take approximately four to six weeks to complete:

• Design

• Construction

• Finishing touches

In the designing stage, you’ll figure out exactly what you want to do with your space. Following a suitability inspection of the loft, a surveyor or an architect will help you draw out the plans, and planning permission (if required) should be requested.

The construction process includes:

• Structural work; such as installation of windows, stairs and floor reinforcement

• Insulating the space using material such as fibreglass wool

• Electrical work; such as rewiring, socket and light installation

• Plumbing work; including heating and fitting a bathroom if applicable

The finishing touches stage will bring your vision to life, and covers processes such as plastering, painting, interior design, furniture and final detailing.

So, why should you invest in a loft conversion?

Maximising your space

When looking to improve your space, it might be tempting to look for a bigger and better house, but converting your loft encourages you to make use of the space you already have but aren’t maximising.

The possibilities of converting your loft are endless:

• Move your master bedroom upstairs (and finally get that en-suite you wanted!)

• Create a guest suite fit for a king

• Build an additional reception room for entertaining

• Delight the little ones with a dedicated playroom

• Design a home office that evokes productivity

Unlikely to need planning permission

If you’re not planning on extending or structurally altering your roof, you won’t need to endure the headache of planning permission for your loft conversion.

This is a huge benefit as planning permission can be time-consuming, costly and approval for your renovation works isn’t guaranteed.

Energy Efficiency

Most loft conversions benefit from big windows on the slanted edges of the roof, limiting the necessity of artificial light on bright days.

In addition, with the right roof insulation installed during the conversion, the loft will require less energy to heat during the winter.

Clear your space

Lofts tend to be the dumping ground of any home; filled to the brim with storage boxes, family heirlooms and holiday decorations.

By converting your loft, you force yourself into clearing out unnecessary clutter that may have been thrown into the abyss over the years.

A real value-adder

Even if you’re not ready to sell your property yet, loft conversions are an ideal way to add some financial value to your home without having to extend the front or back. A good loft conversion can typically add around 20% to the current value of your home.

By creating more space, you open up the possibility of bigger families purchasing your home at a higher rate.

In conclusion

What can you expect from a loft conversion?

Well, you’ll be looking at spending at least £20,000 and having a building site above you for a month or so.

But, the finished product will provide you with a fantastic new space, a 20% value add to your property and save you the headache of upsizing to a larger house.